In this episode of Wealth Coffee Chats, host and property investment coach Jared reveals one of the most overlooked yet powerful habits every property investor should master – negotiating better interest rates. Whether you’ve got a single mortgage or a multi-property portfolio, a simple 15-minute phone call to your bank could save you thousands of dollars a year. Jared shares the exact strategies and key phrases he uses every six months to secure lower rates, along with real-life examples from his clients who’ve saved big without refinancing. Learn how to confidently approach retention teams, reference competing offers, and use smart, calm language that gets results. Remember — you don’t get what you deserve, you get what you negotiate. Tune in to this practical, money-saving chat and start building more wealth through smarter lending decisions today.

Episode Highlights:

1. Why banks don’t reward loyalty — and what to do instead.
2. How often to review your loan rates (and why six months is the sweet spot).
3. The exact script Jared uses when calling the bank.
4. Real success stories from clients saving $1,000–$3,000 yearly.
5. Key phrases that signal confidence and urgency to lenders.
6. How to prepare before calling: competing rates and loan details.
7. The mindset shift — stop waiting for better deals; ask for them.