When it comes to building a long-term property portfolio, one of the biggest questions investors face is whether to buy a positively geared property or a capital growth–focused property. In today’s Wealth Coffee Chat, we break down the real numbers behind A-grade, B-grade and C-grade properties, explore how growth rates impact equity, borrowing power and portfolio speed, and reveal why the “safe” high-cash-flow option can actually slow your journey to financial freedom.

You’ll discover how long each property type takes to double in value, how quickly you can leverage into your next investment, and why an A-grade growth asset can outperform a C-grade cash-flow property by more than $2.3 million over time — even if it costs you $16 per week after tax. If your goals include wealth, choices, financial security or early retirement, this episode will help you understand which strategy gets you there faster and safer.