PIT 136: Navigating Finance Like a Pro

Welcome to Property Investor Tales, Stories From The Front Yard, where I talk to property investors from around Australia about their investing journey. My name is Tabitha Bright and I’m head of coaching here at Positive Real Estate, where we help people build wealth through property.

In this episode of Property Investor Tales, I interview Sara, a broker here at the collective. In today’s uncertain economic climate, many property investors are left wondering how to navigate the shifting market. With rising interest rates and fluctuating costs of living, it’s crucial to stay informed about the trends affecting your investments. In this podcast, we’ll explore key insights from Sarah Shome, and how these insights can guide your investment strategy moving forward.

Chapters

00:00 How a Rate Cut Saved $60,000 a Year
00:24 Welcome to Property Investor Tales
02:01 What’s Happening in the Market Right Now
04:00 Lessons from the GFC and COVID
05:01 What Rising Interest Rates Mean for Investors
08:40 Fixed vs Variable Rates Explained
11:36 Break Fees and the Risk of Fixing
15:39 Where Interest Rates Could Go Next
18:37 How to Negotiate a Better Rate
22:08 Ways to Improve Cash Flow and Borrowing Power
25:19 Debt Recycling Explained Simply
32:39 How Brokers Help Protect Investors
37:07 Why There’s Still Opportunity in Property
40:04 Why Long-Term Investors Still Win
43:07 Final Advice for Investors Right Now
49:00 Why Having the Right Team Matters
50:02
Outro

Once you’ve listened to this episode, I’d love it if you hit the subscribe button so you get notified every time a new episode drops.

I love hearing people’s property investor tales, so if you’d like to share yours then please get in touch with me via email at [email protected]

You can watch all of these podcasts over on YouTube at Positive Mentor or at positivementor.com.au

About the Author
A 13-Year Property Coach and strategist at Positive Real Estate, Tabitha is a licensed real estate agent in NSW and VIC, and has her Cert IV in both Property Services and Finance. She has personally coached over 600 Clients and her passion for education, property and client results focus everything she does at Positive Real Estate and we’re better for it.