WCC 956: Your 2025 Finance Wrap-Up: Property Trends, Rate Cuts & the Rise of Mortgage Brokers

In this special episode of Wealth Coffee Chats, Sarah from the Positive Money team delivers your 2025 Finance Year in Review — a clear snapshot of how Australians bought, borrowed, and invested this year.

From nationwide property purchases to rising home values, interest rate cuts, and the growing role of mortgage brokers, Sarah breaks down the real numbers behind the headlines. Learn which states led the market, how regional areas outperformed capital cities, what happened to loan volumes, and why more Australians are choosing brokers for their home loans.

If you want a fast, easy-to-understand wrap-up of the biggest finance and property trends of 2025, this episode has everything you need.

Episode Highlights:

  • 122,000 properties purchased nationwide, up 3.2% from last year.
  • Queensland led the country with the highest number of property sales.
  • Total property value surged from $9.32B to $11.92B year-on-year.
  • National median dwelling value rose 9.8% to $872,538.
  • Regional markets outperformed capitals, growing by 12.3%.
  • Three interest rate cuts delivered a total 0.75% decrease.
  • Mortgage brokers wrote $121.6B in residential loans, up 21% year-on-year.
About the Author
From a small town boy growing up in the remote outback of rural Queensland, to becoming the founder of Australasia’s most powerful property wealth creation engine – Positive Real Estate Group CEO Jason Whitton is on a mission to change the way we look at wealth.